Many millennials are delaying entering into the world of finance and investment far longer than previous generations.

This is understandable. For one thing, wages are lower for the average millennial than they were for their parents, and the ability to rise up the ranks is slower since their parents are retiring later than people used to. At the same time, they have bigger debts starting out because college cost significantly more for them than for those who came before. So, in this sense, the money just hasn’t been there to invest.

But millennials are hesitant for another reason, even when they have the money: millennials don’t trust the financial industry.

And who could blame them? They came of age during the worst financial crisis since the Great Depression, and in some sense, they have lived their entire adult lives without seeing a strong economy. They have seen a growing economy, and they have seen the stock market boom, but they do not have the cherished memories of other generations of seeing a generally contented country with a good economy.

So, their distrust is certainly understandable, but it is also misplaced. Millennials are now entering into their best years to start saving. Most of them are in their late twenties or early thirties, and they now have some level of financial stability. This is the ideal time to begin saving for a downpayment on a house or starting a retirement fund. It’s also a good time to start a college fund for the little kiddies (or the soon to be little kiddies). Millennials are missing out on all these opportunities because of their skepticism.

What they need is more assurance that the playing field will be fair for them in the world of investment. There is a general sense among that generation that though their parents may have down well by the market, the market is sure to be rigged to cost them more than it pays them, just as other areas seem to be.

To reassure them otherwise, it’s worthwhile to point out that the same opportunities that were there for their parents are still there for them. Though that may not have been true in many parts of life, in finance, that rule is likely to remain true for a long while to come. Just as their parents could get good rates on annuities and mutual funds, so too can they.

At the same time, there are more protections against the sorts of practices that brought the market to its knees a decade ago than there were before. There are more ways to sue a broker if he or she misuses funds. There is more oversight.

If millennials can be induced to listen to such arguments, they may find more opportunity than they have come to expect so far in their adult lives. Finance may be the world they first came to distrust, but it may also be the best way for them to reach the level of affluence they were brought up to dream of.


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You probably use your storage unit for your luggage, your holiday decorations, or that large decorative armoire that has been in your family for generations. Storage units are where you can change out the aesthetic and furniture of your home like the seasons. You may think that you can put anything in them. However, there are some things that you cannot keep in a storage unit. Sometimes the reasons are simple as preventing invading bugs or safety, but sometimes people try to store illegal items in their storage unit.

  • This may seem obvious, but it definitely needs to be stated. This includes any kind of animal dead or alive. Storage units were never meant to house any living thing and storing an animal is illegal. Likewise storing dead animals for storage until it can be taken to a taxidermist will attract pests.
  • This kind of goes along with the animals. Without access to light or regular water, a plant in a storage unit will most likely die. The decaying organic material will also become a potential host for mold and pests.
  • Anything that attracts pests. Beyond food and already mentioned taxidermy, there are some interesting objects that attract pests most people don’t know of. Bird seed, jugs of water, candles, non-sealed foam, and oddly enough corkboard. Insects love the smell of cork and will burrow into these.
  • Drugs are never allowed at storage units. The reason is that they carry many legal implications that businesses don’t want to get involved with. Sometimes this extends to prescription drugs as well depending on the storage unit.
  • Flammable Materials. Storage units are dense compounds, if one caught fire, it would spread to the surrounding units before the safety sprinkler systems kicked in. Any kind of fireworks, fertilizer, propane tanks, or gasoline are prohibited to mitigate the risks of fire.
  • Despite what some movies may lead you to think, people cannot actually live in a storage unit. This extends to housing other people or using one’s storage unit as a renters space. It is also illegal to store any recently deceased bodies even if they are a loved one.

While there are many things you can keep in storage, there are limitations. For a better list of the do’s and don’ts for storage check out the storage tips on the website for Your Austin Storage. When it comes to homes, apartments, and storage units, it’s all about how you use your space. Typically the rule of thumb to keep in mind is: If you couldn’t keep something safely in your house you won’t be able to store it safely in a storage unit.

If you are questioning whether or not you can store a particular object in your unit, the best thing to do is ask the company if it’s alright. This way ensures that you won’t be breaking some obscure rule that unit has or endangering the compound as a whole.


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In this age of civil discourse and upon the rise of modern civil rights groups, it has become apparent to us that not all police killings are sanctioned or appropriate. It can be hard to know exactly what to do following the death of a loved on in this kind of matter, even if you have the evidence to suggest that your loved one was innocent of whatever crime it was suggested they had committed prior to their death. The family of a 15-year-old accused of stealing a vehicle after he was killed by police is facing this harsh reality, as documented by indystar.com.

According to the estate of the boy, the death occurred in August two years ago, and the family has yet to be notified which officers contributed and view video footage of the incident. Community leaders and officials have since been urging the city police to adopt body cameras so this information cannot be sealed away. A wrongful death lawsuit has been filed with the city at this time to seek both compensatory and punitive damages following this event. Unfortunately, due to the lack of body cameras as discussed, the testimony of one witness is paramount to this case. The man alleges that the boy was non-aggressive in his actions and the police haphazardly fired, later saying he was using the apparently stolen car as a weapon against the officers. With the arrival of this case and another death in the more recent months, calls for body cams have reached a fervent pitch. The police responded: it’s not a priority.

In cases such as these, which are on the rise according to prominent figures in movements like Black Lives Matter, it’s important to seek the help of an attorney. The question becomes, how do you afford this and against whom do you press charges. In this case, specifically, the specific officers are unknown. The attorney representing the family of the young boy is seeking damages that include attorney fees, and many other personal injury attorneys will not ask for payment from their clients unless a case is won; if this is your only hurdle, do not hesitate to seek contact an attorney for help. When it comes to pressing charges, the attorney will levy a complaint or lawsuit against the state, which includes the police department. If the name(s) of involved officers are known, then a specific case can be made against them.

Don’t let a personal lack of funds stand in the way of seeking compensation for the death of a loved one. If you have experienced the wrongful death of a family member, an attorney will be able to help you. In the case that your loved one was killed by a police officer or other member of the state, this is no less true. Wrongful deaths should not ever go unpunished, and you should feel confident in seeking legal help when facing such an event.


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When you get married, you always think about positive things, like how you and your partner will be in it forever and live happily. But sadly, not all marriages have fairytale happy endings. Some end up in divorce.

Is your marriage in trouble? According to the website of Marshall & Taylor, P.C., divorce can be a complicated process, as it may include issues such as child custody, visitation rights, and spousal support. All these also have significant impact not just in your life, but also your spouse’s and children’s. So, before filing the papers, make sure that your marriage is really in trouble, and you are not just overreacting from a small problem.

You don’t communicate with your partner

Communication is an important aspect in any relationship, especially if there is a problem. If you and your partner are communicating, you will have a better perspective of their line of thought so you will be more willing to compromise. If you don’t communicate with your partner anymore because you are already overwhelmed with negativity, maybe it is time to file the papers.

Your partner is not cooperating

Even though you are communicating with your partner and both of you are clearly aware of the problems and the possible solutions, there can still be issues, like when your partner is not willing to compromise or says he or she will but his or her actions tell otherwise.

It is worse if you are already showing that you are willing to lower your pride and make your partner have the better deal in the compromise, but he or she still can’t be budged.

It is affecting other aspects of your life

Sometimes, you stay in a toxic relationship just because of other factors, such as the difficulty of dividing properties and the guilt of creating a broken family. But if certain factors in life are already affected, you might seriously consider divorce.

If you can’t concentrate at work anymore because of emotional exhaustion, and if the kids are already anxious because you always fight with your partner, you should think whether staying in the relationship is still worth it, especially if you think that the situation is not going to improve anytime soon.


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Substantial and Continuing Change of Circumstances that can Warrant a Change on Original Custody, Support and Visitation Court Decisions

A court decision on divorce-related issues, especially those that will affect a child directly, and especially too if the child is very still young, is meant to last; this is due to the fact that children need stability in their lives.

However, an ex-spouse wanting to change a prior decree with regard to the issue of child custody, child support or visitation rights, is no longer unusual. Courts also recognize that changes are most likely to happen, add to this the changing needs of the child as he/she grows (thus, a parenting plan aimed at serving the best interest of an infant may not be applicable to best interest of a 12-year-old or the best interest of a teenager). The only thing necessary is that the “movant,” that is the party seeking the change, be able to show a substantial and continuing change of circumstances, such as:

  • A parent having dramatic changes in his/her job, income, home, or having new children;
  • Relocation to another state;
  • Problems relating to the proper care of a minor child;

A parent having alcohol or drug problems, or exposing his/her your child to drugs, alcohol, pornography, or physical or mental abuse (it could also be that when the time the court decided on the custody or visitation issues, one parent had alcohol and/or drug issues, but which, after some years, have already been corrected, making him/her a parent fully capable of properly caring for his/her child;

  • The child has grown older so that his/her needs and desires have changed;
  • The custodial parent, re-marrying, passing away, or developing a health problem that will limit his/her capability in performing his/her duties in caring for the child;
  • A custodial parent going on active duty and voluntarily relinquishing his/her custody rights to the other parent;
  • The custodial parent alienating the child from the non-custodial parent by creating situations that will render scheduled visitation rights impossible;
  • The custodial parent turning the child against the non-custodial parent by consciously and systematically sullying his/her reputation or by spreading hurtful information against him/her through negative comments, ill-talks and/or false accusations. This attitude is known as Parental Alienation Syndrome (PAS); and/or,
  • The custodial parent, with the child, secretly moving to a distant location or another state in order to keep the child away from the non-custodial parent. This is actually a violation of the divorce decree stipulation that requires custodial parents to inform non-custodial parents regarding plans of moving to another residence, whether in the same city or in another state.

According to the law firm Higdon, Hardy & Zuflacht, the movant can pursue a modification by petitioning the court where the original divorce proceedings took place. It is possible that the court will not permit modification requests, but having a knowledgeable modification attorney on your side, who is familiar with what it takes to get a modification approved, may be able to help you get satisfactory results.”


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A particular brand of baby’s crib caused the lives of six children, all below 2 years old, between 1993 and 1998. The crib’s defective design made it to collapse on its own and, as it collapsed, it trapped the necks of the babies strangling them until they died.

The last death, which was in 1998, involved a 16-month-old baby named Daniel “Danny” Keysar. It was discovered that way back in 1993 a recall on the crib was issued. News of this recall obviously did not reach the parents of the babies, three of whom died in 1995 and two in 1998, or none of them would have died.

Regulation of the manufacture and sale, as well as ensuring the safety of consumer products, including children’s toys and nursery items, is the duty of the Consumer Product Safety Commission (CPSC), a government agency that was created in 1972. The CPSC’s specific tasks include:

  • Determining the allowed size of children’s toys;
  • Setting limits for toxicity of, and noise produced by, toys;
  • Making sure that toys’ batteries and magnets are inaccessible to children;
  • Ensuring the removal of sharp parts and edges which can wound children;
  • Requiring manufacturers to display product labels that will warn parents about a toy’s possible dangers;
  • Issuing recalls on harmful products; banning of products that can cause danger; and,
  • Formulation of product safety requirements.

Every year, about 69,000 children in the U.S. are rushed to emergency departments due to defective nursery and children’s products. In 2014, due to defects, the U.S. Consumer Product Safety Commission issued recalls on 17 million children’s products, which included infant carriers, full-size and non-full-size cribs, portable cribs, high and hook-on chairs, infant slings, strollers, walkers, infant bathtubs, play yards, stationary activity centers, swings, and toddler beds, among others. During this same year, the U.S. Public Interest Research Group (PIRG), a non-profit organization, released a report which identified potentially hazardous toys and gave parents tips on how to purchase only safe toys for their children; the report was titled “Trouble in Toyland.” The World Against Toys Causing Harm, Inc. (W.A.T.C.H.), another non-profit organization, also shares valuable information on dangerous children’s products in order to protect children from harmful toys.

A law firm called Schuler, Halvorson, Weisser, Zoeller & Overbeck, P.A. says that product designers, manufacturers, distributors, suppliers, and advertisers all play a role in delivering a product into the hands of a consumer, and all of these parties bear a responsibility in ensuring that the product is safe for use. Unfortunately, even a small oversight at any point can make a product dangerous to users, resulting in serious injuries, illnesses, or even death in some cases. Defective and malfunctioning products are responsible for thousands of injuries and fatalities in the United States every year. All those involved in the chain of distribution may be considered liable for any harm that will be suffered by innocent consumers.


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According to the National Highway Traffic Safety Administration (NHTSA), speeding, which occurs in 33% of all fatal motor vehicle crashes, is the third leading contributing factor in road accidents. While it is true that driving fast will mean shorter time of travel, it is also true that, with speed, is greater risk of a car crash that can result to greater damage to property and more severe physical injuries.

Speeding, or driving at excessive speed, can mean driving beyond the determined speed limit or driving at the allowed maximum speed, but at times when road condition is not safe, like when the road is wet and slippery due either to snow or heavy rain, when the road is covered in mist or fog, or when there is road construction going on. According to the Insurance Institute for Highway Safety, a total of 32,675 people died in motor vehicle crashes in 2014.

Despite the danger it presents, many drivers overspeed because:

  • They think that overspeeding is neither dangerous nor a serious traffic violation
  • They need to keep an appointment or be on time for work
  • Insurance firms will shoulder the burden of costs in the event of an accident
  • They are not aware of what the maximum speed limit is
  • They believe that they are in perfect control of their vehicle despite driving too fast.

Every year, about 13,000 lives are lost due to overspeeding and the ones most prone to committing this traffic violation are male drivers whose ages range from 17 to 24. Drivers who overspeed should realize that speeding cars take a longer distance and time to stop; driving at fast speeds also makes chances of drivers committing errors higher.

As explained in the website of Karlin, Fleisher & Falkenberg, speed limits are intended to keep people safe; thus, when people choose to drive faster than the speed limit allows, they demonstrate an obvious and willful disregard for the safety of others that is likely to make them liable for any accidents they cause. This is a case wherein a person, who is hit by an overspeeding driver, can file a legal claim for all damages that he or she has been unjustly made to suffer.


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Main Cause of Birth Injuries

Whenever a female becomes pregnant she and her unborn child is going to be beneath the treatment of an OB/GYN (Obstetrician/Gynecologist), whose job is to give you the mother-to-be with the medical care that she and her child needs. This medical care, that will be to ensure that both mother and child come in ideal wellness, often begins during pregnancy and goes on through work until puerperium, that is about six days after labor (some women, nevertheless, regularly check with an OB/GYN even before pregnancy). A part of this treatment is the suggestion of the best prenatal supplements, the performance of regime check-ups to be sure that the baby it is not experiencing any birth defect or from a folic acid deficiency and is underweight nor malnourished. Months ahead of work, the medic should also ensure that the placenta, as well as the umbilical cord, are in healthy positions and in appropriate health and that the dimension of the baby is not too large to retain him/her from driving through the beginning canal correctly, normally this can cause a birth damage if no alternate supply strategy is going to be made.

The website of the Driscoll Firm examines how actually one error by way of a doctor or even a nurse during delivery may permanently change the life of a recently blessed and his/her household and, sad to say, delivery injuries are not isolated medical negligence situations as 6 out-of 1000 babies delivered in the US are influenced by it.

It’s the principal work of doctors to provide the level of focus and medical care expected of them. Therefore, if your physician fails to supply the standard of care required inside the medical field, he or she operates of creating severe damage, illness, as well as death the risk. The Driscoll Firm articulates patients’ legal rights, describing the medical malpractice laws that hold medical care companies in charge of their mistakes and also the effects of these.

Actually doctors reveal how functions of negligence have come to start incidents which, in many cases could have easily been stopped. Several of those negligent acts include:

  • Failure of the physician to propose diet regime and the mandatory supplement towards the mom; execute all necessary exams; and, examine the unborn baby’s wellness and overall problem in the uterus that is mother’s
  • Disappointment of the doctor to perform (or not execute) a crisis C-section or cesarean surgery
  • Failure of a doctor to effectively observe the infant’s problem through pregnancy’s different stages
  • Rotating or tugging the baby badly during the delivery
  • Improper usage of start-supporting instruments, just like the forceps
  • Wrong amount or kind of medication given to the mom, both during pregnancy or after birth

Youngsters are always left to have a problem with the effects of delivery injuries for your remainder of their lives, while parents are up against costly medical bills and constant worry about their future for a lifetime. Although birth injury could possibly be irreversible, all three stated attorneys recommend the families of toddlers experiencing a birth injury to consult a qualified legal professional quickly for the settlement (in the liable party) that the law may allow them to state which, ideally, will help in the fiscal requirements of the injured child.


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It is generally understood that commercial airplanes are considered one of the safest ways to travel. As pointed out by the industry report compiled by the Aviation Safety Network or ASN, air travel has only seen 3.2 accidents for every million departures. With over 2.9 billion airplane passengers tallied for the year 2012, it’s obvious that the number of airplane accidents is disproportionately low compared to accidents that occur during other methods of traveling.

While trends show that traveling via commercial airplanes is considerably safe, passengers still cannot discount the fact that accidents may continue to occur. Even airplane accidents are very rare, there’s no way to completely eliminate some of the risks involved in air travel. This is especially true when we consider the common safety concerns that arise when it comes to traveling by airplane. Accidents in the airway are commonly caused by factors that are much harder to control, foresee, or predict. An example of these factors is inclement weather, which is one of the most typical issues met by pilots while operating airplanes. Pilots can only do so much to ensure that the vehicles they are operating is safe from any disturbances in the atmosphere.

There are also occasions when airplane accidents are caused by instances of human error or negligence and many personal injury attorneys in Chicago have seen the consequences of such mistakes. The following are some of the other possible scenarios that lead to airplane crashes:

  • Mechanical failure
  • Pilot error
  • Pilot intoxication
  • Airline negligence
  • Air traffic control error

All in all, we can conclude that airplane accidents are quite easy to prevent. Judging by the infrequent rate that such accidents occur, there are many ways that airlines can ensure the safety of their passengers. Failure to properly screen their pilots and maintain their fleet can leave passengers vulnerable to unwanted and tragic incidents. When this happens, airlines should hold responsibility for their mistakes and contribute to helping victims bounce back from the trauma they experienced.


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Mostly everything is water – and you are no exception. Human beings are made out of 70% water, after all, and so is the earth. Where people can populate and live along land, there is immense peace and freedom in sailing along the smooth waters. There is calm that can be found in the steady sway of ocean waves. There is a serenity that can be found in waiting for that tug from the water, telling you that something has bit.

Many people find this call to the seas as one that is enthralling, enchanting. There is so much about the see that has been unexplored, unseen before in its depths. And perhaps you have heard its sweet siren song and wish now to float in its kind embrace. Well, a luxury yacht may be exactly what you only so rightly deserve.

Though, according to Mikelson Yachts, many buyers are often skeptical or hesitant in purchasing their own vessel for various reasons. However, ownership of your own boat – customizing it to your heart’s desire – can make it a home away from home, a well-earned peace that you may have been searching for. There is freedom in drifting lazily out to the quiet that the sea provides and no money can purchase that kind of tranquility, especially when drowned out by the sounds of any metropolitan that can sound angry after a while.

This kind of purchase is not to be taken lightly, however, as you will want to make sure that the vessel you acquire is one of only the highest possible quality in order to ensure security in the investment as well as safety when traversing onto your own water-based adventure. A customized luxury like this can be a dream come true for anyone – and though money cannot buy happiness, it can certainly get you sailing in that direction.


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